USDA Zero Down Loan

USDA Home Loans

Eligibility for certain USDA home loan programs and the USDA Satellite Grant Program is determined much like qualifying for a regular mortgage to purchase a home. However, in order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased or served must be located in an eligible rural area as defined by USDA.

Search USDA areas Here.

To determine if a property is located in an eligible rural area, follow the link below to the USDA site, then select a Rural Development program. When you select a Rural Development program, you will be directed to the appropriate property eligibility screen for the Rural Development loan program you selected.

To determine if a property is eligible to receive discounted satellite service under the Satellite Grant Program, click on the Satellite Grant Program link on the left side of the screen to view a map. You will be able to find your address on the map to determine if you meet the eligibility requirements of this program.