HUD/Bank Homes


A HUD home is a 1 to 4 unit residential property acquired by HUD as a result of an action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Although HUD homes are sold AS-IS without repairs or warranties, we still recommend a home inspection. If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home.

HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.

You can Search for HUD Homes on your own however, offers to purchase HUD Home must be submitted by a certified licensed Broker.

Northwest Home Sales is certified by HUD to submit offers to purchase HUD Homes online.